Personal Loan: FAQ<\/span><\/h1>\nAnswers to questions we frequently receive from our customers.<\/span><\/p>\n<\/div><\/div>Questions and Answers<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>Personal Loan: FAQ<\/span><\/h1>\nAnswers to questions we frequently receive from our customers.<\/span><\/p>\n<\/div><\/div>Questions and Answers<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>FAQ<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/i><\/i><\/span>What are the necessary conditions for applying for a private loan?<\/span><\/a><\/h4><\/div>\n\n- Swiss nationality, domicile, dwelling or cross-border commuters.<\/li>\n
- To receive a regular paycheck in Swiss francs.<\/li>\n
- If self-employed, you have to introduce your latest taxation decision.<\/li>\n
- If retired or disabled person, you have to present your latest bank credit advice of your annuity.<\/li>\n<\/ul>\n<\/div><\/div><\/div>
<\/i><\/i><\/span>If I already have an on-going financing can I submit another application for credit?<\/span><\/a><\/h4><\/div>Yes, you can submit a further request for loan, respecting the parameters of law in Switzerland: \u201cgranting of credits is prohibited if it leads to excessive consumer debt\u201d (art. 3 Federal law against unfair competition).<\/div><\/div><\/div><\/i><\/i><\/span>If I pay too much interest, can I get the recovery of one or more private loans?<\/span><\/a><\/h4><\/div>Yes, you can request a loan\u2019s resumption to increase the loan itself, or in order to benefit from a better rate. Simply fill out our credit application and attach a photocopy of the same documents required by us, which later will be viewed in the original form. Credit application can be submitted with the online form, or filling out the PDF and sending it by fax, by mail, or by setting an appointment at our offices in Lugano or in Bellinzona.<\/div><\/div><\/div><\/i><\/i><\/span>Why should I choose creditFinanz SA as a consultant?<\/span><\/a><\/h4><\/div>There are many good reasons to choose us as a trusted advisor and intermediary for credit and insurances. Our customers\u2019 satisfaction and their recommendation to others are the most important ones.<\/p>\nYou can take advantage of many benefits if you decide to choose the creditFinanz SA as your trusted advisor. Here are a few:<\/p>\n
\n- Our services are free and treated with absolute seriousness and discretion in full respect of the privacy law.<\/li>\n
- We are a serious and legally authorized agency to perform brokering in consumer loans in the entire Switzerland.<\/li>\n
- We are always informed about the latest and best products and prices in the Swiss market, in order to make the best for our customers.<\/li>\n<\/ul>\n<\/div><\/div><\/div>
<\/i><\/i><\/span>What kind of control is carried out on my loan application?<\/span><\/a><\/h4><\/div>Once you made the loan request, the Bank uses the information you provide to verify with the ZEK (central credit information) and IKO ( central information on consumer credit). Your loan application is also subject to checks by the Office of debt and bankruptcies, in order to verify any insolvency situations.<\/div><\/div><\/div>
Personal Loan: FAQ<\/span><\/h1>\nAnswers to questions we frequently receive from our customers.<\/span><\/p>\n<\/div><\/div>Questions and Answers<\/span><\/a><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>FAQ<\/strong><\/span><\/p>\n<\/div><\/div><\/div><\/i><\/i><\/span>What are the necessary conditions for applying for a private loan?<\/span><\/a><\/h4><\/div>\n\n- Swiss nationality, domicile, dwelling or cross-border commuters.<\/li>\n
- To receive a regular paycheck in Swiss francs.<\/li>\n
- If self-employed, you have to introduce your latest taxation decision.<\/li>\n
- If retired or disabled person, you have to present your latest bank credit advice of your annuity.<\/li>\n<\/ul>\n<\/div><\/div><\/div>
<\/i><\/i><\/span>If I already have an on-going financing can I submit another application for credit?<\/span><\/a><\/h4><\/div>Yes, you can submit a further request for loan, respecting the parameters of law in Switzerland: \u201cgranting of credits is prohibited if it leads to excessive consumer debt\u201d (art. 3 Federal law against unfair competition).<\/div><\/div><\/div><\/i><\/i><\/span>If I pay too much interest, can I get the recovery of one or more private loans?<\/span><\/a><\/h4><\/div>Yes, you can request a loan\u2019s resumption to increase the loan itself, or in order to benefit from a better rate. Simply fill out our credit application and attach a photocopy of the same documents required by us, which later will be viewed in the original form. Credit application can be submitted with the online form, or filling out the PDF and sending it by fax, by mail, or by setting an appointment at our offices in Lugano or in Bellinzona.<\/div><\/div><\/div><\/i><\/i><\/span>Why should I choose creditFinanz SA as a consultant?<\/span><\/a><\/h4><\/div>There are many good reasons to choose us as a trusted advisor and intermediary for credit and insurances. Our customers\u2019 satisfaction and their recommendation to others are the most important ones.<\/p>\nYou can take advantage of many benefits if you decide to choose the creditFinanz SA as your trusted advisor. Here are a few:<\/p>\n
\n- Our services are free and treated with absolute seriousness and discretion in full respect of the privacy law.<\/li>\n
- We are a serious and legally authorized agency to perform brokering in consumer loans in the entire Switzerland.<\/li>\n
- We are always informed about the latest and best products and prices in the Swiss market, in order to make the best for our customers.<\/li>\n<\/ul>\n<\/div><\/div><\/div>
<\/i><\/i><\/span>What kind of control is carried out on my loan application?<\/span><\/a><\/h4><\/div>Once you made the loan request, the Bank uses the information you provide to verify with the ZEK (central credit information) and IKO ( central information on consumer credit). Your loan application is also subject to checks by the Office of debt and bankruptcies, in order to verify any insolvency situations.<\/div><\/div><\/div>
FAQ<\/strong><\/span><\/p>\n<\/div><\/div><\/div> You can take advantage of many benefits if you decide to choose the creditFinanz SA as your trusted advisor. Here are a few:<\/p>\n<\/i><\/i><\/span>What are the necessary conditions for applying for a private loan?<\/span><\/a><\/h4><\/div>
\n
<\/i><\/i><\/span>If I already have an on-going financing can I submit another application for credit?<\/span><\/a><\/h4><\/div>
<\/i><\/i><\/span>If I pay too much interest, can I get the recovery of one or more private loans?<\/span><\/a><\/h4><\/div>
<\/i><\/i><\/span>Why should I choose creditFinanz SA as a consultant?<\/span><\/a><\/h4><\/div>
\n
<\/i><\/i><\/span>What kind of control is carried out on my loan application?<\/span><\/a><\/h4><\/div>
![\"credito](\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/prestito_def.jpg\" "\\"prestito_def\\"")
<\/span><\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-858","page","type-page","status-publish","hentry"],"yoast_head":"\n