{"id":878,"date":"2021-07-08T12:01:17","date_gmt":"2021-07-08T10:01:17","guid":{"rendered":"https:\/\/cf.idealab-dev.ch\/terzo-pilastro\/"},"modified":"2021-10-28T23:48:07","modified_gmt":"2021-10-28T21:48:07","slug":"pillar-3","status":"publish","type":"page","link":"https:\/\/creditfinanz.ch\/index\/en\/pillar-3\/","title":{"rendered":"Pillar 3"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-background-image:url(&quot;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_head.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-image:linear-gradient(180deg, #f39200 0%,#f39200 100%);--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-1\"><h1><span style=\"color: #ffffff;\">Pillar 3<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Plan your future and save money on your taxes thank to your private pension provision.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Discover more<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-2\"><h1><span style=\"color: #ffffff;\">Pillar 3<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Plan your future and save money on your taxes thank to your private pension provision.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Discover more<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-image:url(&#039;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:70%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:60px;--awb-margin-bottom:60px;--awb-background-color:#ffffff;--awb-background-image:linear-gradient(180deg, #ffffff 0%,#ffffff 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-bottom:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-menu-anchor\" id=\"piu\"><\/div><div class=\"fusion-text fusion-text-3\"><p><span style=\"color: #f39200;\"><strong>Pillar 3<br \/>\n<\/strong><\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h2>Planning for the future with foresight<\/h2>\n<p>Your retirement isn\u2019t linked only to your age. Many elements must be taken into account to assess your situation and determine the best solution to your needs, for example your job, the duration of your personal activity, your health condition and your family situation.<\/p>\n<p>The benefits of the first and the second pillars are often not enough to maintain the same standard of living maintained until retirement. Private pension provision of the third pillar can fill these financial gaps, and becomes more and more a necessity.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"\/index\/en\/contacts\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Contact us for personalized advice<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\"><h2>Unrestricted or restricted private pension<\/h2>\n<p>For your private pension, Third Pillar, you can choose between the unrestricted private pension and the restricted private pension. Restricted private pension is fully deductible from your taxable income, providing a significant tax savings. Both provide an adequate coverage in old-age insurance, fill the basic gap of provision and increase the insurance in case of death or permanent disability.<\/p>\n<p>The creditFinanz SA is pleased to offer without any obligation on your part, targeted professional advice, helping you in selecting the right product for your needs, please contact us.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:60px;--awb-margin-bottom:60px;--awb-background-color:#f9fafb;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p><span style=\"color: #f39200;\"><strong>Private pension<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"451\" title=\"CR_TerzoPilastro-schemi_EN-01\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01.png\" alt class=\"img-responsive wp-image-1144\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"601\" title=\"CR_TerzoPilastro-schemi_EN-02\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02.png\" alt class=\"img-responsive wp-image-1149\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"850\" title=\"CR_TerzoPilastro-schemi_EN-03\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03.png\" alt class=\"img-responsive wp-image-1574\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-200x170.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-400x340.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-600x510.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-800x680.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-7\"><p>For more information please consult the following link: <a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\"><strong>bsv.admin.ch<\/strong><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p><span style=\"color: #f39200;\"><strong>Private pension<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-4 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-4\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[11a7d6e38c28708ea62]\" data-title=\"CR_TerzoPilastro-schemi_EN-01\" title=\"CR_TerzoPilastro-schemi_EN-01\"><img decoding=\"async\" width=\"1000\" height=\"451\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01.png\" alt class=\"img-responsive wp-image-1144\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-5 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-5\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[1b0f53c895dbbd35619]\" data-title=\"CR_TerzoPilastro-schemi_EN-02\" title=\"CR_TerzoPilastro-schemi_EN-02\"><img decoding=\"async\" width=\"1000\" height=\"601\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02.png\" alt class=\"img-responsive wp-image-1149\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_EN-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-6 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-6\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[8b384ba8c837a8a53e4]\" data-title=\"CR_TerzoPilastro-schemi_EN-03\" title=\"CR_TerzoPilastro-schemi_EN-03\"><img decoding=\"async\" width=\"1000\" height=\"850\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03.png\" alt class=\"img-responsive wp-image-1574\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-200x170.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-400x340.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-600x510.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03-800x680.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_EN-03.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-text fusion-text-9\"><p>For more information please consult the following link: <a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\"><strong>bsv.admin.ch<\/strong><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-878","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Pillar 3 - Credit Finanz SA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/creditfinanz.ch\/index\/en\/pillar-3\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta 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