{"id":879,"date":"2021-07-08T12:01:17","date_gmt":"2021-07-08T10:01:17","guid":{"rendered":"https:\/\/cf.idealab-dev.ch\/terzo-pilastro\/"},"modified":"2023-10-27T15:26:32","modified_gmt":"2023-10-27T13:26:32","slug":"3e-pilier","status":"publish","type":"page","link":"https:\/\/creditfinanz.ch\/index\/fr\/3e-pilier\/","title":{"rendered":"3E Pilier"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-background-image:url(&quot;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_head.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-image:linear-gradient(180deg, #f39200 0%,#f39200 100%);--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-1\"><h1><span style=\"color: #ffffff;\">3e Pilier<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Planifiez votre avenir et \u00e9conomisez sur les imp\u00f4ts gr\u00e2ce \u00e0 votre pr\u00e9voyance individuelle.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">En savoir plus<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-2\"><h1><span style=\"color: #ffffff;\">3e Pilier<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Planifiez votre avenir et \u00e9conomisez sur les imp\u00f4ts gr\u00e2ce \u00e0 votre pr\u00e9voyance individuelle.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">En savoir plus<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-image:url(&#039;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:70%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:60px;--awb-margin-bottom:60px;--awb-background-color:#ffffff;--awb-background-image:linear-gradient(180deg, #ffffff 0%,#ffffff 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-bottom:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-menu-anchor\" id=\"piu\"><\/div><div class=\"fusion-text fusion-text-3\"><p><span style=\"color: #f39200;\"><strong>3e Pilier<\/strong><\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h2>Planifier l&#8217;avenir avec pr\u00e9voyance<\/h2>\n<p>La retraite n\u2019est pas seulement une question li\u00e9e \u00e0 l\u2019\u00e2ge. Il y a beaucoup des \u00e9l\u00e9ments qui doivent \u00eatre pris en consid\u00e9ration pour \u00e9valuer votre situation et d\u00e9finir la solution propre \u00e0 satisfaire au mieux vos besoins, comme par exemple votre travail, la dur\u00e9e de votre activit\u00e9 professionnelle, votre \u00e9tat de sant\u00e9, et votre situation familiale.<\/p>\n<p>Les prestations du premier e du deuxi\u00e8me pilier sont souvent pas suffisent pour maintenir le mode de vie qu\u2019on avait jusqu\u2019\u00e0 la retraite. La pr\u00e9voyance individuelle du troisi\u00e8me pilier peut pallier ces insuffisances financi\u00e8res, et elle devient de plus en plus une n\u00e9cessit\u00e9.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"\/index\/fr\/contacts\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Contactez-nous pour des conseils personnalis\u00e9s<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\"><h2>Pr\u00e9voyance libre ou li\u00e9e<\/h2>\n<p>Pour votre pr\u00e9voyance individuelle, Troisi\u00e8me Pilier, vous pouvez choisir entre pr\u00e9voyance libre et pr\u00e9voyance li\u00e9e. La pr\u00e9voyance li\u00e9e, est compl\u00e8tement d\u00e9ductible du revenu imposable, de cette fa\u00e7on elle donne la possibilit\u00e9 d\u2019\u00e9conomiser consid\u00e9rablement.<\/p>\n<p>Les deux garantissent une couverture appropri\u00e9e pour la pr\u00e9voyance dans la vieillesse, de mani\u00e8re de combler la lacune de pr\u00e9voyance de base e d\u2019augmenter la couverture d\u2019assurance aussi en cas de mort ou d\u2019incapacit\u00e9 permanent de gain.<\/p>\n<p>La creditFinanz SA est heureuse de vous offrir, sans aucun engagement de votre partie, un conseil professionnel personnalis\u00e9, au fin de vous aider dans le choix du produit r\u00e9pondant \u00e0 vos exigences, veilliez-vous nous contacter.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:60px;--awb-margin-bottom:60px;--awb-background-color:#f9fafb;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p><span style=\"color: #f39200;\"><strong>Pr\u00e9voyance individuelle<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"451\" alt=\"3e pilier\" title=\"CR_TerzoPilastro-schemi_FR-01\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01.png\" class=\"img-responsive wp-image-1127\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"601\" alt=\"3e pilier\" title=\"CR_TerzoPilastro-schemi_FR-02\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02.png\" class=\"img-responsive wp-image-1132\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"845\" alt=\"prevoyance en suisse\" title=\"CR_TerzoPilastro-schemi_FR-03\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03.png\" class=\"img-responsive wp-image-1580\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-200x169.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-400x338.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-600x507.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-800x676.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-7\"><p>Pour plus d&#8217;informations, veuillez consulter le lien suivant: <a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\"><strong>bsv.admin.ch<\/strong><\/a><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p><span style=\"color: #f39200;\"><strong>Pr\u00e9voyance individuelle<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-4 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-4\"><a href=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[f17d4f005e5d5de6c30]\" data-caption=\"3e pilier\" data-title=\"CR_TerzoPilastro-schemi_FR-01\" title=\"CR_TerzoPilastro-schemi_FR-01\"><img decoding=\"async\" width=\"1000\" height=\"451\" alt=\"3e pilier\" src=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01.png\" class=\"img-responsive wp-image-1127\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-5 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-5\"><a href=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[094728b3cc7803452f6]\" data-caption=\"3e pilier\" data-title=\"CR_TerzoPilastro-schemi_FR-02\" title=\"CR_TerzoPilastro-schemi_FR-02\"><img decoding=\"async\" width=\"1000\" height=\"601\" alt=\"3e pilier\" src=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02.png\" class=\"img-responsive wp-image-1132\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/09\/CR_TerzoPilastro-schemi_FR-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-6 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-6\"><a href=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[2c3883b892a09115444]\" data-caption=\"prevoyance en suisse\" data-title=\"CR_TerzoPilastro-schemi_FR-03\" title=\"CR_TerzoPilastro-schemi_FR-03\"><img decoding=\"async\" width=\"1000\" height=\"845\" alt=\"prevoyance en suisse\" src=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03.png\" class=\"img-responsive wp-image-1580\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-200x169.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-400x338.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-600x507.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03-800x676.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_FR-03.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-text fusion-text-9\"><p>Pour plus d&#8217;informations, veuillez consulter le lien suivant: <a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\"><strong>bsv.admin.ch<\/strong><\/a><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-879","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3E Pilier - Planifier l\u2019avenir avec pr\u00e9voyance - Credit Finanz SA<\/title>\n<meta name=\"description\" content=\"3e pilier en Suisse - Planifiez votre avenir et \u00e9conomisez sur les imp\u00f4ts gr\u00e2ce \u00e0 votre pr\u00e9voyance individuelle.\" \/>\n<meta name=\"robots\" content=\"index, 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