{"id":881,"date":"2021-07-08T12:01:17","date_gmt":"2021-07-08T10:01:17","guid":{"rendered":"https:\/\/cf.idealab-dev.ch\/terzo-pilastro\/"},"modified":"2021-10-29T00:29:52","modified_gmt":"2021-10-28T22:29:52","slug":"3o-pilar","status":"publish","type":"page","link":"https:\/\/creditfinanz.ch\/index\/pt-pt\/3o-pilar\/","title":{"rendered":"3\u00b0 Pilar"},"content":{"rendered":"<p><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 fusion-flex-container fusion-parallax-none nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-small-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-background-image:url(&quot;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_head.jpg&quot;);--awb-background-size:cover;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-image:linear-gradient(180deg, #f39200 0%,#f39200 100%);--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:3.84%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:3.84%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-1\"><h1><span style=\"color: #ffffff;\">3\u00b0 Pilar<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Poupe dinheiro nos seus impostos, gra\u00e7as ao seu plano de Poupan\u00e7a reforma privada.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-1 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Mais informa\u00e7\u00f5es<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:30%;width:100%;\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_2 1_2 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-2 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-bottom:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-2 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-bottom:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><div class=\"fusion-text fusion-text-2\"><h1><span style=\"color: #ffffff;\">3\u00b0 Pilar<\/span><\/h1>\n<p><span style=\"color: #ffffff;\">Poupe dinheiro nos seus impostos gra\u00e7as ao seu regime de reformas privadas.<\/span><\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-custom fusion-button-default button-2 fusion-button-default-span fusion-button-default-type\" style=\"--button_accent_color:#f39200;--button_accent_hover_color:#f39200;--button_border_hover_color:#ffffff;--button_gradient_top_color:#ffffff;--button_gradient_bottom_color:#ffffff;--button_gradient_top_color_hover:rgba(255,255,255,0.8);--button_gradient_bottom_color_hover:rgba(255,255,255,0.8);\" target=\"_self\" href=\"#piu\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Mais informa\u00e7\u00f5es<\/span><\/a><\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-3 fusion-flex-container hundred-percent-fullwidth non-hundred-percent-height-scrolling fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-background-position:right center;--awb-border-sizes-left:0;--awb-border-sizes-right:0;--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-margin-top:0px;--awb-margin-bottom:0px;--awb-background-color:#f39200;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-stretch fusion-flex-content-wrap\" style=\"width:104% !important;max-width:104% !important;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-3 fusion_builder_column_1_1 1_1 fusion-flex-column\" style=\"--awb-padding-top:0px;--awb-padding-right:0px;--awb-padding-bottom:0px;--awb-padding-left:0px;--awb-bg-color:#f39200;--awb-bg-color-hover:#f39200;--awb-bg-image:url(&#039;https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg&#039;);--awb-bg-position:center center;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:0px;--awb-margin-bottom-large:0px;--awb-spacing-left-large:0px;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:0px;--awb-spacing-left-medium:0px;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column fusion-column-has-bg-image\" data-bg-url=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/terzopilastro_body.jpg\"><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:70%;width:100%;\"><\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-4 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-margin-top:60px;--awb-margin-bottom:60px;--awb-background-color:#ffffff;--awb-background-image:linear-gradient(180deg, #ffffff 0%,#ffffff 100%);--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-4 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-padding-bottom:0px;--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:0px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-menu-anchor\" id=\"piu\"><\/div><div class=\"fusion-text fusion-text-3\"><p><span style=\"color: #f39200;\"><strong>3\u00b0 Pilar<\/strong><\/span><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-5 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-4\"><h2>Planear o seu futuro<\/h2>\n<p>A sua reforma n\u00e3o est\u00e1 ligada apenas \u00e0 sua idade. Muitos elementos podem ser levados em conta para avaliar a sua situa\u00e7\u00e3o e determinar a melhor solu\u00e7\u00e3o para as suas necessidades, por exemplo, o trabalho, a dura\u00e7\u00e3o da sua atividade pessoal, o seu estado de sa\u00fade e a sua situa\u00e7\u00e3o familiar.<\/p>\n<p>As rendas do primeiro e do segundo pilar n\u00e3o s\u00e3o o suficiente para manter o mesmo padr\u00e3o de vida mantido at\u00e9 \u00e1 reforma. O plano de reforma privada do terceiro pilar pode preencher essas lacunas financeiras, tornando-se cada vez mais uma necessidade.<\/p>\n<\/div><div class=\"fusion-separator fusion-full-width-sep\" style=\"align-self: center;margin-left: auto;margin-right: auto;margin-top:20px;width:100%;\"><\/div><div ><a class=\"fusion-button button-flat fusion-button-default-size button-default fusion-button-default button-3 fusion-button-default-span fusion-button-default-type\" target=\"_self\" href=\"\/index\/pt-pt\/contatos\/\"><span class=\"fusion-button-text awb-button__text awb-button__text--default\">Contacte-nos por favor<\/span><\/a><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-6 fusion_builder_column_1_2 1_2 fusion-flex-column fusion-flex-align-self-flex-start\" style=\"--awb-bg-size:cover;--awb-width-large:50%;--awb-margin-top-large:0px;--awb-spacing-right-large:11.52%;--awb-margin-bottom-large:60px;--awb-spacing-left-large:3.84%;--awb-width-medium:50%;--awb-order-medium:0;--awb-spacing-right-medium:11.52%;--awb-spacing-left-medium:3.84%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-5\"><h2>Pens\u00e3o de reforma Livre ou Vinculada<\/h2>\n<p>Para a sua pens\u00e3o de reforma privada (Terceiro Pilar), pode escolher entre um plano de pens\u00e3o livre ou vinculada. O plano de pens\u00e3o vinculado \u00e9 totalmente dedut\u00edvel dos seus impostos, beneficiando assim de poupan\u00e7as fiscais significativas.<\/p>\n<p>Ambos garantem uma cobertura adequada para a reforma, colmatando assim a lacuna da pens\u00e3o de base e aumentando a cobertura do seguro em caso de morte ou invalidez permanente.<\/p>\n<p>A creditFinanz SA tem o prazer de lhe oferecer aconselhamento profissional, personalizado, sem qualquer compromisso da sua parte e de o ajudar a escolher o produto que melhor se adapta \u00e0s suas necessidades.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-5 fusion-flex-container nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-padding-top:120px;--awb-padding-bottom:60px;--awb-margin-bottom:60px;--awb-background-color:#f9fafb;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row fusion-flex-align-items-flex-start fusion-flex-align-content-center fusion-flex-content-wrap\" style=\"max-width:1248px;margin-left: calc(-4% \/ 2 );margin-right: calc(-4% \/ 2 );\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-7 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-small-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-6\"><p><span style=\"color: #f39200;\"><strong>Reformas privadas<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-1 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"451\" title=\"CR_TerzoPilastro-schemi_PT-01\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01.png\" alt class=\"img-responsive wp-image-1551\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-2 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"601\" title=\"CR_TerzoPilastro-schemi_PT-02\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02.png\" alt class=\"img-responsive wp-image-1556\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-image-element \" style=\"--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><span class=\" fusion-imageframe imageframe-none imageframe-3 hover-type-none\"><img decoding=\"async\" width=\"1000\" height=\"920\" title=\"pilar3-pt-def\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def.png\" alt class=\"img-responsive wp-image-1856\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-200x184.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-400x368.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-600x552.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-800x736.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/span><\/div><div class=\"fusion-text fusion-text-7\"><p>Para mais informa\u00e7\u00f5es consulte o seguinte link: <strong><a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\">bsv.admin.ch<\/a><\/strong><\/p>\n<\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-8 fusion_builder_column_1_1 1_1 fusion-flex-column fusion-flex-align-self-flex-start fusion-no-medium-visibility fusion-no-large-visibility\" style=\"--awb-bg-size:cover;--awb-width-large:100%;--awb-margin-top-large:0px;--awb-spacing-right-large:1.92%;--awb-margin-bottom-large:30px;--awb-spacing-left-large:1.92%;--awb-width-medium:100%;--awb-order-medium:0;--awb-spacing-right-medium:1.92%;--awb-spacing-left-medium:1.92%;--awb-width-small:100%;--awb-order-small:0;--awb-spacing-right-small:1.92%;--awb-spacing-left-small:1.92%;\"><div class=\"fusion-column-wrapper fusion-column-has-shadow fusion-flex-justify-content-flex-start fusion-content-layout-column\"><div class=\"fusion-text fusion-text-8\"><p><span style=\"color: #f39200;\"><strong>Reformas privadas<\/strong><\/span><\/p>\n<\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-4 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-4\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[948036cc1a499780602]\" data-title=\"CR_TerzoPilastro-schemi_PT-01\" title=\"CR_TerzoPilastro-schemi_PT-01\"><img decoding=\"async\" width=\"1000\" height=\"451\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01.png\" alt class=\"img-responsive wp-image-1551\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-200x90.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-400x180.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-600x271.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01-800x361.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-01.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-5 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-5\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[95ee6a8328d725b5d77]\" data-title=\"CR_TerzoPilastro-schemi_PT-02\" title=\"CR_TerzoPilastro-schemi_PT-02\"><img decoding=\"async\" width=\"1000\" height=\"601\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02.png\" alt class=\"img-responsive wp-image-1556\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-200x120.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-400x240.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-600x361.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02-800x481.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/CR_TerzoPilastro-schemi_PT-02.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-image-element \" style=\"--awb-liftup-border-radius:0px;--awb-caption-title-font-family:var(--h2_typography-font-family);--awb-caption-title-font-weight:var(--h2_typography-font-weight);--awb-caption-title-font-style:var(--h2_typography-font-style);--awb-caption-title-size:var(--h2_typography-font-size);--awb-caption-title-transform:var(--h2_typography-text-transform);--awb-caption-title-line-height:var(--h2_typography-line-height);--awb-caption-title-letter-spacing:var(--h2_typography-letter-spacing);\"><div class=\"awb-image-frame awb-image-frame-6 imageframe-liftup\"><span class=\" fusion-imageframe imageframe-none imageframe-6\"><a href=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def.png\" class=\"fusion-lightbox\" data-rel=\"iLightbox[3647cf0d001a38af1f0]\" data-title=\"pilar3-pt-def\" title=\"pilar3-pt-def\"><img decoding=\"async\" width=\"1000\" height=\"920\" src=\"https:\/\/creditfinanz.idealab-dev.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def.png\" alt class=\"img-responsive wp-image-1856\" srcset=\"https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-200x184.png 200w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-400x368.png 400w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-600x552.png 600w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def-800x736.png 800w, https:\/\/creditfinanz.ch\/index\/wp-content\/uploads\/2021\/10\/pilar3-pt-def.png 1000w\" sizes=\"(max-width: 700px) 100vw, 1000px\" \/><\/a><\/span><\/div><\/div><div class=\"fusion-text fusion-text-9\"><p>Para mais informa\u00e7\u00f5es consulte o seguinte link: <strong><a href=\"https:\/\/www.bsv.admin.ch\/bsv\/fr\/home\/assurances-sociales\/bv\/grundlagen-und-gesetze\/grundlagen\/gebundene-selbstvorsorge.html\" target=\"_blank\" rel=\"noopener\">bsv.admin.ch<\/a><\/strong><\/p>\n<\/div><\/div><\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"100-width.php","meta":{"footnotes":""},"class_list":["post-881","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>3\u00b0 Pilar - Credit Finanz SA<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/creditfinanz.ch\/index\/pt-pt\/3o-pilar\/\" \/>\n<meta property=\"og:locale\" content=\"pt_PT\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"3\u00b0 Pilar - Credit Finanz SA\" \/>\n<meta property=\"og:url\" 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