Personal Loan

A profitable private credit provides new opportunities and creates more financial space.

Discover more
FAQ

Personal Loan

A profitable private credit provides new opportunities and creates more financial space.

Discover more
FAQ

Personal Loan

The modern world of economics and finance now moves with more speed and dynamism.

In these busy times we must react quickly and often it depends on your financial capabilities. A private loan gives us, in rational times and on favourable terms, the money needed to fulfill our dreams, our projects and to plan our future.

The way we use our private credit is unlimited, here are some examples:

  • to buy a new car

  • to buy or renovate your House

  • to renew your furniture

  • to attend training courses or schools with high costs

  • to invest in a project or in a company’s own

creditFinanz SA can help you realize your dreams in a short time!

Do not delay your dreams or projects but contact us today for your personal loan! We offer you two ways to submit your request, online or via printable form.

Requirements for the credit application:

  • work in Switzerland

  • Swiss pension or Swiss invalidity pension

For both types of requests, please send us the following documents:

  • your Passport or identity card
  • your permit, if you are not of Swiss nationality
  • your last 3 paychecks (if you are self-employed send us your last taxation’s notification)
  • the last credit advice for retired person or disability

Credit calculator

Calcolatore 2021.09.13 ENG

Angefragter Betrag eingeben

Requested amount (CHF)10000
Requested amount (CHF)5000Requested amount (CHF)250000
Duration (Months)24
Duration (Months)12Duration (Months)84

Risultati

CHF

CHF

CHF

9.9%

CHF

CHF

CHF

7.9%

CHF

CHF

CHF

4.9%

CHF

CHF

CHF
Sending
We will only be able to provide you with accurate information on the annual rate and interest costs on the basis of the detailed information you will provide us with in the credit application form.
If you have been the sole or joint owner of your own home for at least six months (as registered in the land register), you can benefit from the following very attractive interest rates, ranging from 4.9% to 6.9%.
Apply for your private loan online
Contact us for personalized advice

All price information is in CHF. The amount of the credit and the interest rate will be determined by the Bank, after the examination of the documents supporting the request. The rate applied at the start of the contract remains unchanged for the credit agreement’s duration.

Legal notice: the granting of credit is prohibited if it causes excessive debt (art. 3 UCI)

Apply for a personal loan

We offer you the lowest rates practiced in Switzerland, from 4.9%

The amount of the credit and the interest rate will be determined by the Bank, after the examination of the documents supporting the request. The rate applied at the start of the contract remains unchanged for the credit agreement’s duration.

If you choose the mode with the paper form, please download the PDF, print it out, fill it and send it by mail, or give it us directly at one of our offices in Lugano or Bellinzona, where we will be happy to offer you personalized advice.

With both types of request, in a short time, you will have the financial instrument you want, and easily pay the installments in monthly amounts.

Online request
Form (PDF)

4 simple steps

Personal Loan: how does it work?

Ask for the desired amount through the online form or by paper. If you choose the traditional method by mail, we strongly advise you to send us the necessary documents together with the application. In this way your request will be examined faster.

With our experience we analyze your needs and we contact the most suitable Bank to send your request. The Bank will then check the request in order to issue the desired credit.

After about 24 hours from the request, we will notify you if your credit has been accepted or not. If so, we will send you a contract to sign.
According to the current Consumer Credit Act, the contract will be paid 14 days after the customer signs it.