Pillar 3

Planning for the future with foresight

Your retirement isn’t linked only to your age. Many elements must be taken into account to assess your situation and determine the best solution to your needs, for example your job, the duration of your personal activity, your health condition and your family situation.

The benefits of the first and the second pillars are often not enough to maintain the same standard of living maintained until retirement. Private pension provision of the third pillar can fill these financial gaps, and becomes more and more a necessity.

Unrestricted or restricted private pension

For your private pension, Third Pillar, you can choose between the unrestricted private pension and the restricted private pension. Restricted private pension is fully deductible from your taxable income, providing a significant tax savings. Both provide an adequate coverage in old-age insurance, fill the basic gap of provision and increase the insurance in case of death or permanent disability.

The creditFinanz SA is pleased to offer without any obligation on your part, targeted professional advice, helping you in selecting the right product for your needs, please contact us.